We know how important it is to help you plan for your future.
Keebles’ team of experts has therefore answered all of your FAQ’s to help shed some light on wills and their importance to you and your family. If you would like us to talk you through the process, discuss your options with you or book an appointment to come in and see us, please contact us here.
What is a will?
An up to date and valid will is key to ensuring your wishes are met and your loved ones provided for when you are no longer here.
Wills encompass many crucial decisions. These involves your finances, assets and your family home as well as appointing your chosen guardian for your children. We therefore take the time to understand your wishes and tailor our advice to you and the people that matter most to you.
Our clients trust us to take the complexity out of this process. That trust reflects not only the quality of our work, but the level of care you should receive. We shall go to additional lengths to ensure we always find the best possible solution for you and your family.
Why do I need a will?
We are very aware that people do not like to dwell on the subject of our deaths, and making a will and organising your personal legal affairs can seem like a daunting prospect. It is something that people continue to put off but do not delay it any longer, call our team today! With our professional yet down to earth and friendly approach, we ensure that our clients feel relaxed and at ease throughout the whole process.
Whatever the size of your estate, you should always leave a clear and legally binding statement of your wishes. Many people think that their assets will automatically go to their next of kin, unfortunately it is not always that simple.
A professionally drafted will gives you control over what happens when you die and means that you can ensure so far as is possible that your wishes are met. We at Keebles can give you that ultimate peace of mind.
A will can leave gifts to your loved ones, benefit your chosen charities or close friends, detail your funeral wishes, and, in some cases, provide for those who will look after your children.
A will can also prove useful for tax planning and ensure that your estate does not pay more tax than is necessary.
How do I make one?
At Keebles, we treat every will as individually as the person making it. Our bespoke service ensures your will is cost effectively tailored to your circumstances.
We provide free initial interviews in person, at home or over the telephone. Please call our team today so we can have an informal chat about the best course of action for you and provide you with a no obligation quote.
We understand that being in the familiar surroundings and the comfort of your own home can make speaking to a solicitor less daunting.
With this in mind, and in line with our ethos of always having the interests of our clients uppermost in our minds, our team is happy to travel to see you.
Our will writing service involves us listening to your personal circumstances and then drafting a will which reflects your wishes. Once you have spoken in depth to one of our team, we will ensure that the will we draft is one which gives you complete peace of mind to ensure that when the time does come your wishes are carried out.
We will guide you every step of the way and advise you on:
- appointing executors and trustees to deal with your assets – would you rather have the peace of mind that your estate was administered legally and correctly? We are happy to be appointed as professional Executors.
- what provisions you need to consider for your children – if there was a tragedy and your children were left with no surviving parent who would you trust to be their Guardian?
- the best structure for your will so as to minimise the amount of Inheritance Tax that will be payable on your estate – taking full advantage of the transferable nil rate band and the new residential nil rate band.
- what to do if you hold joint property or have a pension plan that pays death in service benefits
If you already have a will we recommend that you review your will every four years as the law and your personal circumstances change. If we hold your will for you in our strongroom we will be happy to review the will and discuss any potential amendments with you over the phone before booking an appointment.
What if I die without one?
If you die without a will you shall be deemed to have died “intestate” and the Intestacy Rules will automatically apply. These strict rules set out the order in which your relatives are entitled to benefit from your estate.
This may mean that instead of the people you love and want to benefit being provided for after your death, your estate goes to relatives that you may not have intended to benefit. Potentially unmarried partners or children from previous marriages may not benefit under the rules of intestacy in the way that you would have wanted, which can ultimately lead to family disputes. You may lose the potential to take advantage of inheritance tax options.
Additionally if you die without a will, your closest relatives may need to apply for Letters of Administration which will often mean there is a long delay before they are authorised to deal with your estate. If your will is professionally drafted, it makes the process much simpler and economical for your grieving loved ones.
Built from decades of experience, our teams are equipped with the in-depth knowledge to assist you in all circumstances. If you would like to discuss your options, please contact us to speak to a member of our team.
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